list of government schemes in india

2015 List of Government Schemes

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2015 List of Government Schemes

2015 List of Government Schemes


2015 List of Government Schemes


Pradham Mantri Jan Dhan Yojana(PMJDY)

AIM: Financial inclusion


  • National Mission for Financial Inclusion to ensure access to financial services, namely, Banking Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner
  • Accidental insurance cover of Rs.1.00 lac & No minimum balance required,life insurance cover of Rs.30,000/- & operation of the account for 6 months, an overdraft facility will be permitted & Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days, Overdraft facility upto Rs.5000/- is available in only one account per household.
  • By 28 January 2015, 12.58 crore accounts were opened, with around Rs.10590 crore
  • Launched on –15 August 2014, location –viganan bhavan , new delhi


Sukhanya samridi account

AIM : For girl child


  • Sukanya Samriddhi Account, Govt is trying to give a social message that Girl Child is not a financial burden if parents of a Girl child secure their future through proper financial planning.
  • Interest rate of 9.2% –2015-16
  • The maturity of account is 21 years from the date of opening of the account or Marriage of the Girl Child
  • Initial deposit of Rs 1000 and thereafter any amount in multiple of Rs 100 can be deposited subject to max limit of 1.5 lakh & Age of 10 years, a girl child can operate her account
  • Launched – 22 January 2015, location –Haryana, panipat ,Brand ambasdor — Madhuri dixit


MUDRA Bank Yojana


  • AIM — Financial inculsion
  • Micro Units Development and Refinance Agency Ltd (MUDRA) Bank on 8 April, 2015 with a corpus of Rs 20,000 crore and a credit guarantee corpus of Rs 3,000 crore.
  • Mudra bank Extend finance and credit support to Microfinance Institutions (MFI) and agencies that lend money to small businesses, retailers, self-help groups and individuals& SC& STs & BCs
  • MUDRA Bank has launched three loan instruments:
    • Shishu: covers loans upto Rs 50,000/-
    • Kishor: covers loans above Rs 50,000/- and upto Rs 5 lakh
    • Tarun: covers loans above Rs 5 lakh and upto Rs 10 lakh
  • Launched on — april 8th 2015, location –New Delhi


Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

AIM — Social security scheme


  • Bank account holders aged between 18 and 50 years are eligible to apply for this scheme
  • Premium is fixed at Rs. 330 for a life cover of Rs. 2 lacs.
  • June 1st, 2015 to May 31st, 2016 is the period for which this scheme will cover all kind of risks to your life in the first year of operation. Next year onwards as well, the risk cover period will remain June 1 to May 31.
  • Launched–9 May 2015 , , location -Kolkata


Pradhan Mantri Suraksha Bima Yojana (PMSBY)

AIM — Social security scheme


Bank account holders aged between 18 years and 70 years are eligible to apply for this scheme.


  • Just Rs. 12 in annual premium for having an accidental death or disability cover of Rs. 2 lacs under this scheme
  • Insured for a period of one year from June 1, 2015 to May 31, 2016. Next year onwards as well, the risk cover period will remain to be June 1 to May 31.
  • Launched–9 May 2015, location -Kolkata


Atal Pension Scheme

AIM — Social security scheme


  • Minimum age of joining APY is 18 years and maximum age is 40 years
  • Would receive the fixed monthly pension of Rs. 1000 to Rs 5000 at the age of 60 years
  • Pension of Rs 1000 he would contribute Rs 181 a month. On his death his wife would get Rs 1000 per month and after her death the nominees will get 1.7 lakh
  • Launched–9 May 2015, location –Kolkata


Kisan Vikas Patra (KVP) Re-Introduced

AIM: Saving certificate scheme


The scheme provided facility of unlimited investment by way of purchase of certificates from post offices in various denominations


  • Denomination of Rs. 1000, 5000, 10,000 and 50,000, with no upper
  • Lock-in period of 2 years and 6 months
  • Double in 100 months
  • Maturity period of 8 years 4 months
  • Interest rate–8.7%


Krishi Amdani Beema Yojana(KABY)

AIM : Agricultural insurance


  • Plight of small and marginal farmers he said that most of them were leaving the agricultural practice because of the uncertainty over the produce and returns.
  • Krishi Amdani Beema Yojana so that the farmers don’t bear any financial burden if their produce gets destroyed due to unexpected weather or for any other reason.


Pradhan Mantri Gram Sinchai Yojana(PMGSY)

AIM : Micro Irrigation


  • Micro irrigation & ensure water supply to farmers round the year.
  • Basic contours of the agri-irrigation programme would be on lines of the PMGSY
  • Budget allocation –5300 crores
  • Launched by — Rajnath Singh ,
  • New Deadline 2022 to 2019.


Pradhan Mantri Sansad Adarsh Gram Yojana(PMSAGY)

AIM: Rural development


  • Under the Yojana, Members of Parliament (MPs) will be responsible for developing the socio­economic and physical infrastructure of three villages each by 2019, and a total of eight villages each by 2024.
  • Target –6,433 Adarsh Grams, of the 2,65,000 gram panchayats, will be created by 2024
  • Funding — through MP lads


Soil Health Card Scheme for Every Farmer

AIM — Soil data


  • Soil Health Card is used to assess the current status of soil health and, when used over time, to determine
  • changes in soil health that are affected by land management.
  • The scheme will provide all 145 million farm owners in the country with a soil health card in the next three years.
  • The budget allotted Rs.100 crore for issuing cards and an additional Rs.56 crore to set up 100 mobile soil testing laboratories across the country.
  • Programme started in rajasthan & first SHC issued in punjab




India must become a manufacturing powerhouse in order to gainfully employ its demographic dividend & Big labour pool and a large domestic market. In addition, with China’s competitive advantage in manufacturing eroding


  • India has the opportunity to take some share of global manufacturing away from China.
  • Stop tax terrorism & improve infrastructure
  • Reform labour laws & invest in skills development
  • Make it easier to acquire land & implement Goods and Services Tax (GST) some of the make in india initatives
  • Spice Group said it would start a mobile phone manufacturing unit in Uttar Pradesh with an investment of Rs.500crore
  • SAMSUNG –MSME-Samsung Technical Schools” will be established in India
  • Hitachi said it was committed to the initiative, It said that an auto-component plant will be set up in Chennai in 2016
  • Huawei opened a new research and development (R&D) campus in Bengaluru
  • AIRBUS with MAHENDRA said that it will manufacture its products in India and invest $ 2 Billion US dollars.
  • Marine Products Export Development Authority said that it was interested in supplying shrimp eggs to shrimp farmers in India under the initiative
  • Tata JLR (Jaguar Land-Rover) announced that it will move its production of the Land Rover Defender to its Pune facility in India in 2016


Digital India


KEY components of digital india


  • Digital infrastructure-to support national optic fiber
  • INTERNET OF THINGS (IOT)-essential building of smart cities
  • Foreign ICT investments — make in india policy


9 pillars of digital india


  • Broadband Highways
  • Universal Access to Mobile Connectivity
  • Public Internet Access Programme
  • E-Governance -Reforming government through Technology
  • eKranti- Electronic delivery of services
  • Information for All
  • Electronics Manufacturing -Target NET ZERO Imports
  • IT for Jobs
  • Early Harvest Programmes


DIGITAL INDIA intiatives


India’s top billionaires pledged around Rs 4.5 lakh crore to projects related to Digital Indiagenerate employments for some 18 lakh people.


  • Government’s Rs 1.13-lakh-crore Digital India programme
  • Tata Consultancy Services -will hire 60,000 IT professionals this year.
  • Reliance Industries Chairman Mukesh Ambani said his company would invest Rs 2.5 lakh crore across
  • different Digital India heads
  • Digital India where 1.2 billion connected Indians drive the nation,” said the Prime Minister at the launch of
  • the Digital India Week
  • Kumar Mangalam Birla–350,000 towns and villages in India to provide mobile-based healthcare and
  • education services
  • Bharathi Mittal said spend over Rs 1 lakh crore in the next five years.
  • Rival telco Reliance Communications, pledged to invest Rs 10,000 crore to fund transformational initiatives
  • across the cloud, digital and telecom space.
  • Vedanta Resources Chairman Anil Agarwal, to provide education through digital medium, or e- Shikhsha.




Focus on creating jobs for youth, the government has decided to revamp the antiquated industrial training centres that will skill over 20 lakh youth annually and devise special courses based on industry needs.


  • It will set up 1,500 new ITIs across the country and another 100-odd such centres in North East and Left Wing
  • Extremism affected states.
  • Creating 500 Million jobs by 2020
  • World Youth Skills Day on 15th July*


SMART cities



A smart city should be able to respond faster to city and global challenges than one with a simple ‘transactional’ relationship with its citizens



Key ‘smart’ sectors which includes Transport, Energy , Health care& Water and waste


100 Proposed Smart Cities


SMART CITIES – Assistance from other countries


  • SINGAPORE —100 smart cities across the country, USA–AJMER, AHEMEBAD, VISHAPATNAM , JAPAN–VARANASI, FRANCE –Pondicherry and Nagpur & gujarat ,SPAIN -­-DELHI, ISREAL — Maharastra , CHINA -PUNE ,
  • CHINA – Andhrapradesh
  • GERMANY –3 more smart cities * no mentiones cities
  • CANADA — Wooden multi-storey housing technology in urban cities
  • NOTE — first smart city — puducherry
  • Budget intiative — 100 crores
  • Corpus –48000 crores & each smart city will get 100 crores for next 5 years


Swachh Bharat Abhiyan


Swachh Bharat Abhiyan is started by the government to make India a completely clean India


  • This mission has to be completed by 150th birth anniversary of Bapu (2nd October of 2019) in next five years
  • The costs of programmes are set like Rs 7,366 crore on solid waste management, Rs 1,828 crore on public awareness, Rs 655 crore on community toilets, Rs 4,165 crore on individual household toilets.
  • Swachh bharat mission of urban areas aims to cover almost 1.04 crore households in order to provide them 2.6 lakhs of public toilets, 2.5 lakhs of community toilets together with the solid wastes management in every town.


Namami Ganga


Ganga action plan (GAP)sarted in -1986


  • Stated by rajiv gandhi PM in 1985 with $ 226 million aid
  • From 1985 -2014 — 4500 crores by govt of india
  • Ganga conservation mission –2000 cr & Budget -2014-15 — 2037crores
  • Recent — 20000 crores for “NAMAMI GANGA PROJECT “
  • 5- states uttarkhand , jharkahand , uttarpradesh, westbengal , bihar
  • 18 – years project duration Which covers 23- Small cities & 29 – Big cities
  • 26% — Ganga covers india land mass & 37% – ganga covers india
  • 48-towns & 118 –ghats & 2500 km- project coverage
  • Authority –NGRBA — National Ganga River Basin Authourity & min. of water resources river devl. & Mission -NMCG — National Mission for Clean Ganga
  • JAPAN – External aided project , Australia — cleaning project , germany — water management & rejvuation ,Netherlands — flood control assistance


Beti Bachao Beti Padhao


Multiple deprivations faced by girls and women is critical for more inclusive and sustainable growth adverse


sex ratio in young children in the 0-6 years age group in Nutrition from different States & UTs and districts


  • To enable inter state sharing and learning from these models through thematic presentations,dialogue, state
  • poster sessions and cluster/interest group interactions.
  • To evolve a strategy framework that synthesizes learning from these models for adaptation/replication and
  • enables innovation and new approaches.
  • To encourage mentoring support between states and continued learning, through the formation of state interest groups, field based learning hubs and thematic e- networks.
  • Care and Protection of the Girl Child – Beti Bachao Beti Padhao
  • Brand ambassdor — parneethi chopra & started — Haryana




Aim : To achieve full immunization coverage for all children in the country by 2020


  • The Union Health & Family Welfare Ministry will be supported by UNICEF, WHO, Rotary International and other donor partners
  • The plan aims at providing immunization for seven diseases which can be prevented by vaccination:Whooping cough ,Hepatitis B, Diphtheria, Tetanus, Polio, Tuberculosis
  • Around 201 districts will be covered in the first phase and 297 will be targeted in the second phase & around 82 districts are in the States of Bihar, Uttar Pradesh, Rajasthan and Madhya Pradesh.


Pharma Jan Samadhan Scheme


Implementation and enforcement of the provisions of the Drugs (Prices Control) Order and also Deal with


all legal matters arising out of the decisions of the Authority


  • Provide assistance to the Central Government in the parliamentary matters relating to the drug pricing.
  • Monitoring the availability of drugs, identify shortages, if any, and to take remedial steps and Maintaining data on production, exports and imports, market share of individual companies, profitability of companies etc, for bulk drugs and formulations
  • Rendering advice to the Central Government on changes/ revisions in the drug policy


Sansad Adharsh Gram Yojana(SAGY)


Leveraging the leadership, capacity, commitment and energy of the Members of Parliament (MP) to develop


model Gram Panchayats.


  • Building partnerships with voluntary organisations, co-operatives and academic and research institutions.
  • MPs or Sansads to identify and develop one village from their respective constituency as a model village by 2016 and two more by 2019.
  • MPs are required to pick one village with a population of 3000-4000 in plains and 1000-3000 in hills within amonth of the launch.
  • “smart schools” with IT-enabled classrooms and e-libraries, Panchayat infrastructure improvement under schemes such as MGNREGA and Backward Regions Grants Fund etc


Deendayal Upadhyaya Gram Jyoti Yojana(DUGY)


Strengthening of sub-transmission and distribution network, feeder separation, Metering at all levels including at input points, feeders and distribution transformers.


  • It also seeks to strengthen Micro grid and off grid distribution network of rural electrification. Funds:
  • The scheme has budgetary outlay of 76,000 crore rupees for implementation of the projects of which Union Government will provide grant of 63,000 crore rupees.
  • It should be noted that, this scheme replaces Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY), which was launched by previous UPA government led by then PM Manmohan Singh.


Jyotigram Yojana scheme


Jyotigram Yojana is an initiative of the Government of Gujarat to ensure availability of 24-hour three phase quality power supply to rural areas of the state and to supply power to farmers residing in scattered farm houses through feeders having specially designed transformers.


  • The scheme was dedicated to the nation by President A. P. J. Abdul Kalam in 2006.
  • Stockholm International Water Institute (SIWI) has commended the scheme saying Jyotigram scheme has radically improved the quality of village life, spurred non-farm economic enterprises, and halved the power subsidy in agriculture.
  • Government of India is set to accept Gujarat’s Jyotigram project as a flagship scheme for the 12th five year plan.


AMRUT(Atal Mission for Rejuvenation and Urban Transformation)


AMRUT mission aimed at transforming 500 cities and towns into efficient urban living spaces, with special focus on a healthy and green environment for children.


  • The National Priority is to create infrastructure to provide basic services to households, and build amenities.
  • This will improve the quality of life of all especially the poor and the disadvantaged.
  • The infrastructure should lead to provision of better services to people.
  • The Cabinet approved Rs 50,000 crore for this mission which is to be spent over the next five years
  • AMRUT — upgraded vesrsion of JNNURM — also called as -JNNURM-2
  • Rajasthan first state to submit Annual Action Plan under Atal Mission (AMRUT)
  • UD Ministry clears first batch of AMRUT projects for 89 cities worth Rs.2,786cr in AP, Gujarat and Rajasthan
  • Madhya Pradesh proposes Rs.1,656 cr AMRUT Action Plan
  • Union Government approves Rs 5748 crore AMRUT Action Plans for 81 cities in November
  • Rs 242 crore AMRUT plan to address water logging in 25 cities
  • Basic urban infra investment plans for 102 cities approved under AMRUT


Shyama Prasad Mukherji Rurban Mission


Budgetary provision for the Pooled Municipal Debt Obligation Facility has been enhanced from Rs 5000 crore to Rs 50,000 crore with extension of the facility by five years to March 31, 2019 scheme covers _urban renewal of cities and towns, four fundamental activities


  • Safe Drinking Water And Sewerage Management
  • Use Of Recycled Water For Growing Organic Fruits And Vegetables
  • Solid Waste Management
  • Digital Connectivity


Housing for All by 2022 scheme


Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource;


  • Promotion of affordable housing for weaker section through credit linked subsidy;
  • Affordable housing in partnership with Public & Private sectors and
  • Subsidy for beneficiary-led individual house construction or enhancement.
  • TARGET — 2 lakh houses in urban & 4 lakh houses in rural
  • 305 cities were identified by Union Ministry of Housing and Urban Poverty Alleviation (HUPA)
  • Ministry of HUPA clears first affordable housing projects under Housing for All Mission – Chattisgarh to build 26,034 houses for EWS and LIG


Selected cities :


  • Chhattisgarh (36 cities and towns),
  • Gujarat (30),
  • Jammu and Kashmir (19),
  • Jharkhand (15), Kerala (15),
  • Madhya Pradesh (74),
  • Odisha (42),
  • Rajasthan (40)
  • Telangana (34).


HRIDAY – Heritage City Development and Augmentation Yojana


  • With a duration of 27 months (completing in March 2017) and a total outlay of INR 500 Crores, the Scheme is being implemented in 12 identified Cities .


List of HRIDAY selected places


  • Warangal–Telangana,
  • Amritsar — Punjab,
  • Varanasi–Up,
  • Puri–Bhubneswar ,
  • Kanchipuram –Tamilnadu,
  • Gaya -Bihar,
  • Mathura -Up Dwaraka–Gujarat,
  • Badami–Karnataka,
  • Amaravathi –Andhraparadesh,
  • Ajmer– Rajsthan,
  • Velankanni–Tamilnadu


Pilgrimage Rejuvenation and Spiritual Augmentation Drive (PRASAD)


  • Implement the PRASAD scheme a Mission Directorate has been set up in the Ministry of Tourism. The Budget provision of Rs.15.60 crore has been made in Revised Estimate (RE) 2014-15


List of PRASAD selected places:


  • Amaravati (Andhra Pradesh),
  • Gaya (Bihar),
  • Dwarka (Gujarat),
  • Amritsar (Punjab),
  • Pushkar-Ajmer (Rajasthan),
  • Kanchipuram (Tamil Nadu),
  • Vellankani (Tamil Nadu),
  • Puri (Odisha),
  • Varanasi (Uttar Pradesh),
  • Mathura (Uttar Pradesh),
  • Kedarnat (Uttarakhand) ,
  • Kamakhya (Assam).


SWADESH DARSHAN-world-class infrastructure destination


  • Develop tourist circuits potential
  • Develop intergrated infrastrcuture theme based circuit
  • Promote cultrual and heritage value of the country
  • Provide complete tourism facility in common based circuit
  • Follow commuinity based devlopment and pro-poor tourism approach
  • Promote local arts, culture, heritage to generate livelihood in the identified region


Pandit Deendayal Upadhyay Shramev Yojana(PDUSY)


That would allot Labour Identification Number (LIN) to nearly 6 lakhs units and allow them to file online compliance for 16 out of 44 labour laws


  • An all-new Random Inspection Scheme: Utilizing technology to eliminate human discretion in selection of units for Inspection, and uploading of Inspection Reports within 72 hours of inspection mandatory.
  • Universal Account Number: Enables 4.17 crore employees to have their Provident Fund account portable,hassle-free and universally accessible
  • Apprentice Protsahan Yojana: Will support manufacturing units mainly and other establishments by
  • reimbursing 50% of the stipend paid to apprentices during first two years of their training
  • Revamped Rashtriya Swasthya Bima Yojana: Introducing a Smart Card for the workers in the unorganized sector seeded with details of two more social security schemes


Deen Dayal Upadhyaya Grameen Kaushalya Yojana(DDUGKY)


Enable Poor and Marginalized to Access Benefits


  • Demand led skill training at no cost to the rural poor , Inclusive Program Design
  • Mandatory coverage of socially disadvantaged groups (SC/ST 50%; Minority 15%; Women 33%)
  • Shifting Emphasis from Training to Career Progression
  • Pioneers in providing incentives for job retention, career progression and foreign placements
  • Greater Support for Placed Candidates
  • Proactive Approach to Build Placement Partnerships


PAHAL scheme Pratyaksh Hanstantrit Labh _ LPG debt scheme


The Direct Benefit transfer of LPG (DBTL) scheme PAHAL (Pratyaksh Hanstantrit Labh) has been re­launched in 54 districts on 15 November 2014


  • In the 1st Phase and will be launched in the rest of the 622 districts of the country on 1 January 2015.
  • The scheme will cover over 15.3 crore consumers across 676 districts of the country. Currently over 6.5 crore consumers i.e. 43% have already joined the scheme and will receive subsidy in their bank account.


SAHAJ scheme :


Objective : For online release of new LPG connections for the consumers as parts of its consumer friendly initiative.


  • Launched by Union Petroleum and Natural Gas Minister Dharmendra Pradhan
  • The scheme has been launched in twelve cities – Ahmedabad, Bhubaneswar, Bengaluru, Bhopal, Chennai, Chandigarh, Kolkata, Hyderabad, Lucknow, Patna, Mumbai and Pune.


Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY)


Objective: To encourage and enable the overseas Indian workers by giving government contribution to:


  • Save for their Return and Resettlement (R&R) & Save for their old age,
  • Obtain a Life Insurance cover against natural death during the period of coverage for five years or till the return of subscribed worker back to India, whichever is earlier.
  • Government contribution of Rs.1,000 per annum in line with Swavalamban platform for all MGPSY
  • subscriber who save between Rs.1,000 and Rs.12,000 per year in NPS-Lite.


KCC kisan credit card


Kisan Credit Card is a credit card to provide affordable credit for farmers in India. It was started by the Government of India, Reserve Bank of India (RBI), and National Bank for Agriculture and Rural Development(NABARD) in 1998-99 to help farmers access timely and adequate credit.


  • The Kisan Credit Card allows farmers to have cash credit facilities without going through time­consuming bank credit screening processes repeatedly.
  • Repayment can be rescheduled if there is a bad crop season, and extensions are offered for up to four years. The card is valid for five years and subject to annual renewals. Withdrawals are made using slips, cards, and a passbook.
  • Crop loan with Kisan Credit Card
  • Credit to farmers or groups of farmers for crop loans, working capital or investment credit for viable agriculture purpose.
  • All farmers, owner cultivators, tenant cultivators, share croppers and individual farmers
  • Eligibility: Individual
  • Repayment period: With in A MAXIMUM OF 12 MONTHS.
  • Collateral Security: Registered mortgage of land in case loan is above Rs. 100000/- and hypothication of crops to be raised.


Nai Manzil


  • To mainstream Madarsa students through bridge course with the help of reputed Academic Institutions.
  • To be implemented by Maulana Azad Education Foundation (MAEF).
  • Launched in 2014 by Ministry of Minority Affairs


USTTAD (Upgrading the Skills and Training in Traditional Arts/Crafts for Development)


  • The Scheme aims at upgrading Skills and Training in preservation of traditional Ancestral Arts/Crafts of minorities.


4 Components of the scheme:


  • Up-gradation of Skills and Training in Traditional Arts/Crafts through Institutions.
  • USTTAD Fellowship for Research and Development.
  • Support to Craft museum for curating traditional arts/ crafts.
  • Support to minority craftsmen/artisans for marketing Nationally/ Internationally through Export Promotion Councils
  • Launched in May 2015, in Varanasi by Ministry of Minority Affairs


Paramparagat Krishi Vikas Yojana(PKVY)


Announced in Budget 2015-16


  • Nodal Agency: Ministry of Agriculture
  • The scheme is aimed at irrigating the field of every farmer and improving water use efficiency to provide ‘Per Drop More Crop’.
  • Traditional methods of farming such as Organic farming will be encouraged so as to improve soil health.
  • Soil Health Card Scheme has also been launched to improve soil fertility on a sustainable basis.


Pandit Madan Mohan Malaviya National Mission on Teachers and Teaching (PMMMNMTT)


Under the scheme Government will set up 50 Centres of Excellence for Curriculum and Pedagogy with necessary emphasis on Maths and Science.


  • Setting up 30 Schools of Education,
  • 50 Centres of Excellence for Curriculum and Pedagogy,
  • Two Inter University Centres,
  • National Resource Centre,
  • Five Centres of Academic Leadership and Educational Management,
  • Subject Based Networks and Workshops and Seminars
  • Launched in March 2015 by Ministry of Human Resource Development


Project Uddan


  • In this project the National Skills Development Corporation and the Ministry of Home Affairs and industry will provide skills to 40,000 youth over a period of five years.


Rani Laxmi Bai Pension Scheme


  • This is a ‘Special pension’ pension program it would be given to Muzaffarnagar riot victims by U.P. Govt. there will be help of Rs. 400 and Rs. 500, would be given under this scheme.


E-inclusion project


  • In the e-inclusion project to spread e literacy the people will receive IT training.
    • This project is an initiative to make at least one individual in every household e-literate, under the project.
    • Economically weaker sections of the society including rural SC, ST.


Bhagat Puran Singh Sehat Beema Yojana (BPSSBY)


  • This is a health care scheme for BPL families launched in Punjab


Roshini Scheme


  • This scheme is released by the Centre government for skill development and job placement for rural youth and women in most affected 24 districts in 9 states.


Nai Roshini


  • Leadership development scheme for minority women by Ministry of Minority Affairs.


Rajiv Gandhi Illuminating Scheme for Hill Town Advancement (RISHTA) Project


  • Launched by HP gov – State Chief Minister Virbhadra Singh in Shimla
  • The scheme is also known as Centralized Control and Monitoring System (CCMS) Smart Street Lighting Scheme for Urban Local bodies which implements LED based street lighting project


Employees’ Pension Scheme (EPS), 1995


  • 2,000 crore rupees for 2015-16 to provide minimum pension of 1,000 rupees to pensioners


School Nursery Yojana


  • Objective: To create an everlasting bond between the young school students and plants, trees. It also seeks to provide an opportunity to the students to learn about nature.
  • Launched by Union Environment Minister Prakash Javadekar in New Delhi.

Three Gold Schemes

  1. Gold Monetisation Scheme (GMS) 2015


  • GMS 2015 will offer option to resident Indians to deposit their precious metal and earn an interest on it and will replace the existing Gold Deposit Scheme (GDS) 1999.
  • Tagline: Earn, while you secure.
  • Deposit limit: Minimum deposit at any one time of raw gold in the forms of bars, coins, jewellery excluding stones and other metals is 30 grams with 995 fineness.No maximum limit for the deposit.
  • Short Term of Bank Deposit (STBD) of 1-3 years, Medium (5-7 years) and Long (12-15 years).


2.Sovereign Gold Bond Scheme (SGBS) 2015


  • Seeks to shift part of physical gold in form of bars and coins for investment into Demat (Dematerialised) gold bonds in order to reduce the demand for physical gold. These gold bonds are interest bearing and will be payable in terms of grams of gold.
  • Tagline: Invest wisely. Earn Safely.
  • Minimum investment: 2 grams of physical gold; Maximum investment: 500 grams


3.Indian Gold Coin 2015


  • It is Indian’s first ever Indian gold coin and bullion to be officially issued by Union Government. The gold coins will bear national emblem Ashok Chakra on one side and Mahatma Gandhi’s engraved image on the other side.
  • Denominations: The coins will be available in denominations of 5 and 10 grams and a 20 gram bullion.


Thari Pension, Thare Pass project :


  • Objective : To directly transfer pension into the bank accounts of beneficiaries.
  • Launched by Chief Minister Manohar Lal Khattar in Chandigarh.


Deendayal Upadhyaya Gram Jyoti Yojana (DUGJY)


  • Launched by PM modi in Patna, Bihar.
  • Aim :To provide 24*7 uninterrupted electricity supply to each rural household across the country by 2022.
  • This scheme replaces Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY), which was launched by previous UPA government led by PM Manmohan Singh.


Shyamaprasad Mukherjee Jan Van Vikas(SMJVV) Scheme


  • The scheme launched on project basis from 2015-16 to 2019-2020 and proposed by State Forest Minister Sudhir Mungantiwar.
  • Objective : To achieve sustainable development of these villages and reduce the man-animal conflict.


Shyama Prasad Mukherjee Rurban mission (SPMRM)


  • Aim: SPMRM through development of rurban growth clusters aims at catalyzing overall regional growth.
  • Outlay : 5,000 crore rupees for the mission to develop 300 clusters over next three years across the country.
  • Develop 300 clusters over next three years across the country.
  • It is implemented by state government’s Social Justice and Empowerment Department and undertaken by Team Kalyankarini of the department.


e-Tourist Visa Scheme


  • 37 more countries added in this scheme announced by Secretary of Union Tourism Ministry Vinod With this extension, the total 150 countries will come under the ambit of e-Tourist Visa Scheme from present 113 countries.


Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY) :


  • Aim: Mitigate the adverse impacts due to mining operation on the health and environment.
  • It also seeks to ensure long-term sustainable livelihoods for the affected people in mining areas. Funds collected by District Mineral Foundations (DMFs) – 60%


Integrated Power Development Scheme (IPDS) Scheme :


  • Aim: To strengthen the transmission and distribution (T&D) networks, 100 per cent metering urban areas and smarten it with information technology.
  • Launched in Varanasi by PM Modi
  • Outlay :Rs. 500 core


UDAY(Ujwal Discom Assurance Yojana) scheme :


  • Objective : For financial restructuring of debt of power distribution companies, in order to ensure affordable and accessible 24*7 Power for All.
  • Shifts 75 per cent of power DISCOMs debt burden to states’ balance sheets
  • Andhra Pradesh first state to joined in UDAY Scheme


APJ Abdul Kalam Amrut Yojna – Maharashtra Gov


  • Objective: To curb malnutrition among tribal children by providing nutrition to pregnant women for 6 months when the child’s growth is at its peak.
  • The scheme will replace the earlier ‘Take Home Ration‘ scheme – 16 districts


Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)


  • Aim :providing irrigation facilities to every village in the country 1,000 crore rupees for fiscal year 2015-16.
  • Centre- States will be 75: 25 per cent. In case of north-eastern region and hilly states it will be 90:10.


Mhara Gaon, Jagmag Gaon


  • Aim: To provide 24-hour uninterrupted power supply to rural domestic consumers
  • Launched by Haryana Chief Minister Manohar Lal Khattar from Dyalpur village of Kurukshetra district.
  • The scheme will be implemented in phases. In the first phase of the scheme, 83 feeders have been identified covering 310 villages.


GIAN Scheme


  • Aim : To boost higher education
  • 13 disciplines and 352 courses to be taught in 68 national institutions – 500 international faculties


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